Used Cars:
Thinking about a used car extended warranty? Nervous about what's under the hood? Used car dealers are feeling your pain all the way to the bank. In an ironic twist, "pre-owned vehicle" dealers have found a way to profit from their bad reputation.
No, they're not just selling overpriced used car extended warranties anymore. They're charging a 10%-25% markup on used cars "certified" (by them) not to be pieces of junk. The accompanying "certified" used car warranties in fact usually carry much less protection than the best used car warranties, which you can buy yourself online.
Who needs a used car warranty if your jalopy is a "certified" machine?
But even paying 10%-25% more won't eliminate risk. Thorough extended warranties for used cars are necessary, "certified" or not. In some cases, a half-hearted inspection means the certification may not be worth the paper it's written on. Used car problems often only appear months or years after purchase. That's why even for mint used cars, used car extended warranties are essential.
Worse, "certified" used cars don't always come with any extended used car warranty coverage.
When a "certified" used car warranty is included, it usually has much less coverage than a new car warranty. Even most standard pre-owned vehicle extended warranties offer much more protection than most "certified" used car warranties.
You can almost always do better on your own. An independent inspection and a used car extended warranty provide better peace of mind, often at a lower price.
Certified Used Car Inspection: Used Car Extended Warranties Still Needed
The cornerstone of a "certified" used car program is the supposedly super-thorough inspection. There are good reasons to think that the inspection does not replace an independent inspection or used car extended warranty coverage.
*Are inspections really added value? Don't you wonder why dealers aren't inspecting all their cars before taking delivery themselves? Car dealers aren't idiots, at least not with cars. Anyone who's had to haggle over a trade-in knows that.
The big question is whether the dealership will disclose everything it knows. Trust is still an issue with "certified" cars.
*Certified by whom? Think about it: the same people who are trying to sell you the car are also "certifying" it. Yes, you read right: the "certification" is usually done by the dealership selling the car. If there's any manufacturer oversight, it's often just an occasional inspection of the dealer's inspection.
*Duplicate inspection. You should have any used car, "certified" or not, thoroughly inspected by an independent mechanic. You're up against an industry that demonstrates about as much trustworthiness as, well, used car dealers. Do not give up your first line of defense.
*Limits of inspections.
No inspection in the world can foresee every possible problem. Oftentimes, something that breaks a few months after purchase really was fine when the car was sold--or was virtually undetectable. When--not if--something gives out, you'd better have a used car extended warranty.
"Certified" Used Car Warranty Coverage under the Hood
The implied selling point of "certified" used cars is they won't break. That kind of makes used car extended warranties seem unnecessary.
Naturally, some buyers may wonder what will be happen if something does break anyway. In order to ease those inquiring minds, "certified" used car warranties often come included, or are at least implied. Sadly, too few people will inquire further about what the "certified" used car warranty covers.
*Does certified mean "under warranty"? Not necessarily. The major manufacturers' "certified" programs usually include some extended warranty protection. But oftentimes, "certified" cars sold outside of manufacturers' programs do not come with any extended warranty coverage.
If it does break, tough luck.
*How good's the warranty? The GM Certified Used Vehicle Warranty is only for 3 months or 3,000 miles! Ford offers longer "certified" warranties. But they generally aren't bumper-to-bumper, covering only the "power train." Forget about the little extras like the roof or the doors. Right off the internet, you can buy extended warranty used car coverage that is generally bumper-to-bumper and lasts several years.
"Certified" Used Cars: Extended Warranties Still Needed
"Certified" used cars offer two things: an inspection and a used car extended warranty.
Arguably, neither is worth the price.
*Inspection. Let's face reality. The junky used car problem doesn't exist for want of dealer inspections. Lemons get sold for one of three reasons. a) The defect did not show up in the dealer's own inspection.
b) The dealer is trying to sell a car whose defects were already known. Or sometimes c) the buyer knows about the defects but is guilty of wishful thinking. In none of these cases will a "certified" inspection provide the protection of an independent inspection and extended used car warranty.
*Warranty. A "certified" used car will often cost 10%-25% more.
For a $10,000 used car, that's $1,000-$2,500. An extended used car warranty from an independent auto warranty company will often cost about the same. But the best used car warranties will provide a lot more protection than "certified" used car warranties. Given that fact, you may end up getting an independent extended car warranty anyway.
Worst of all, certified used cars come with an expensive risk.
They tempt you to let your guard down. Ford even issued a press release headlined "Pre-Owned Vehicle Program Reduces Customer Buyer Beware." As if that were a good thing.
Of course, in the end, you may buy a "certified" used car anyway. These days it seems there are fewer and fewer used cars that aren't "certified." Just make sure to get an independent inspection and an independent used car extended warranty. "Certified" or not, it's still a used car.
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Exotic Sports Car Insurance
Although all sports cars are exotic, many consider cars such as Jaguars and Ferraris to be truly exotic. They are considerably expensive and the insurance too can be very high compared to other cars.
Exotic sports cars will have to be insured to a higher amount because of their higher value in the market and different usage options. A few factors such as make of the car and certain elemental natural forces that might prove to be a risk to the car are considered before an insurance agent provides a quote.
An exotic sports car naturally has a higher cost of insurance policy compared to a standard vehicle.
Sports cars are usually for pleasure driving and are normally driven faster and are more prone to more dangerous and harmful accidents than others. Also, they are highly priced in the market than the other utility vehicles.
Some companies take insurance for a sports car as a specialized field in insurance. Such...
Used cars > Exotic Sports Car Insurance
Used Cars For Sale On eBay
There are thousands of used cars for sale on eBay every single day.
In fact, eBay Motors is the most profitable sales division on eBay and naturally there are many entrepreneurs who are interested in jumping into this market. For instance, eBay claims it sells an SUV every nine seconds and is the biggest online car dealer in America, exceeding the traditional car companies. In fact, there are 15 million cars sold over the Internet each year - and growing. The recent rapid growth of the consignment business model has made the used car market even more enticing.
Many sellers are able to sell cars they have never even seen and with no more risk than the cost of the auction listing. Some negotiators even persuade the car owner to pay for the ad, thereby risking no more than their time. The biggest single issue for this business model is the trust of prospective buyers. After all, paying thousands or tens of thousands of dollars for a car sight unseen is an awesome leap of...
Used Cars For Sale On eBay
Used cars > Used Cars For Sale On eBay
New Car Prices
Cars are a one-time investment for most people, and since it is a big investment, price plays a very important role when choosing a car. Most people have a budget limit for indulging on a new car. Manufacturers change the prices of cars quite often, depending on the market conditions, competition, demand and supply factors, introduction of newer models, and many other factors. Hence, obtaining up-to-date information about the prices of new cars is a very important part of car shopping.
There are many brands of cars in the market today. The model of the car, the make, the year of manufacture, the brand, the manufacturer, and various other factors determine the price.
Cars may be classified by the price range: economy, mid-range, premium, luxury, exotic; by manufacturer: Audi, BMW, Buick, Cadillac, Chevrolet, Daewoo, Ford, Honda, GMC, Hyundai, Homer, Infiniti, Jaguar, Jeep, Kia, Land Rover, Lexus, Lincoln, Mazda, Mercedes Benz, Mercury, Mini, Mitsubishi, Nissan, Plymouth,...
New Car Prices
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Making A Decision About The Advantages and Disadvantages Of Hybrid Cars Just Got Easier
Concerned citizens and activists, Andy Grant and Taylor Reid launched http://www.AllAboutHybridCars.com in response to rising gas prices, America's dependence on foreign oil and increasing pollution. "I was angry about the continuous increase in the cost of gas and getting such poor mileage in my SUV and hybrid cars seem like the best answer," said Grant, a professional business writer. "So we wrote a book and created a Website to present all the basic facts and keep people updated on developing technology."They feel the subject is an important topic to showcase since hybrid cars will increase in popularity, because they make so much sense economically and environmentally. "There's no better way to reduce our consumption of foreign oil, save money on gas and help the environment," said Reid, a search engine analyst. "Hybrid cars may change the way people view their responsibility as a global citizen.
I know I've changed...
Making A Decision About The Advantages and Disadvantages Of Hybrid Cars Just Got Easier
Used cars > Making A Decision About The Advantages and Disadvantages Of Hybrid Cars Just Got Easier
Variety of Printa Systems Screen Printing Equipment Now Available
Kirkland, WA (ContentDesk via ContentDesk Direct) April 26, 2006 -- The most compact and versatile silk screen and textile screen printing press on the market right now is the 770 Series offered by Printa Systems. This...
silk Variety of Printa Systems Screen Printing Equipment Now Available Used cars Used Cars:
Used cars > Variety of Printa Systems Screen Printing Equipment Now Available
Pam Newman Announces New Book That is a Must Have For Any Entrepreneur Who Wants to Increase Their Profitability and Cash Flow
(ContentDesk) August 22, 2005 -- Out of the Red gives small business owners and organizations insight into the management accounting aspects that every successful business owner needs to incorporate into their management decision making process. "In talking with Small Business Owners, one thing that became very clear was that they were searching for a way to be more profitable with a better cash flow," said Pam Newman, Certified Management Accountant. "Out of the Red is a great resource that anyone...
Pam Newman Announces New Book That is a Must Have For Any Entrepreneur Who Wants to Increase Their Profitability and Cash Flow Used cars incorporate
Used cars > Pam Newman Announces New Book That is a Must Have For Any Entrepreneur Who Wants to Increase Their Profitability and Cash Flow